Expat Basics

How to read your Danish årsopgørelse: what each section means, how restskat and refunds work, and what expats need to check before the deadline.

Quick Summary Public childcare in Denmark is heavily subsidised: your municipality must cover at least 75% of the cost, so parents pay 25% or less. Most expat families pay between DKK 3,500 and DKK 5,100 per month for full-time care,

Best banks for international students in Denmark: fees, application times, and NemKonto setup for Lunar, Danske Bank, Nordea, and Lån & Spar compared.

Boligstøtte (housing benefit) is available to any renter in Denmark with a CPR number, no minimum stay needed. Check eligibility, benefit cap, and how to apply.

How Danish feriepenge works: accrual rules, salaried vs. hourly pay, holiday hindrances, and the exit payout tax trap explained for expats.

The CPR number is Denmark’s national identification number. You need it to open a bank account, get paid, or access healthcare.

Insurance in Denmark for expats: what’s mandatory, what’s essential, and what you can skip. Includes A-kasse, indboforsikring, and the CPR gap.

Denmark student finances explained: SU eligibility, income limits, boligstøtte, money transfer costs, and what EU and non-EU students actually need to arrive with.

The US and Denmark’s Double Taxation Agreement. Understand how it works and how it affects your situation in Denmark and at home.